Look at effective interest rate on home loan offers. Availing of ICICI Bank's cashback offer will mean you lose the flexibility to switch or prepay the loan, reports Sanjay Kumar Singh
The news of Bengaluru-based IMA cheating thousands once again underlines the need for investors to steer clear of unregulated deposit schemes. The most important sign of a Ponzi scheme is the promise of exorbitant returns and so investors must ask how the promoter expects to earn the kind of return he is promising, says Sanjay Kumar Singh.
'Every parent knows his or her child's potential. The problem is that they are not ready to accept it. They think they can push the child beyond his capacity.'
Given its features as a retirement product (long lock-in and compulsory annuitisation), investors should have other investments they can fall back on in case they need funds
If you quit or change jobs in your 40s, buying an individual term plan will be expensive. You might not even get one if you have health problems, says Priya Nair
Stuart Binny, who has lost his place in the Indian Test and ODI teams, struck his ninth first class hundred -- a blistering 156 -- as Karnataka grabbed a huge first innings lead over Assam on day three of their Group B Ranji Trophy match on Saturday.
E-proceeding of tax scrutiny has certain technical and practical issues which need to be addressed before making the system fully electronically driven.
The start of BHIM's declining share coincided with the launch of Google Tez in mid-Septem
These funds carry low risk and should be able to beat the returns from fixed deposits.
Investors in international funds should have a horizon of more than five years. Not only will this help them overcome equity and currency volatility, it will also help them enjoy better tax treatment, says Sanjay Kumar Singh.
Despite returns from gold down over 5% in the past three months, it is a good idea to keep this asset class in your portfolio.
'Politicians have always dealt in lies and propaganda.'
'But the scale of the propaganda and the impunity with which it is being unleashed now is stunning,'
Customers should be fully aware of what their policy covers and should follow claim procedures meticulously, says Sanjay Kumar Singh.
A Molotov cocktail of lies, abuse and bigotry is blowing up social media.
How investors can tweak their fixed income investments to earn more in the current environment.
Henry Kravis, co-founder of global private equity firm Kohlberg Kravis Roberts & Co, thinks India should go for a bad bank to deal with bad assets in banks. In an interaction with journalists in Delhi, he says there are plenty of opportunities in India. He was joined by India CEO Sanjay Nayar.
If your case is picked up for random scrutiny, any of the tricks that you or your financial advisor may have used to avoid tax will be easily detected.
Horror, drama, romance and action... it's all on your plate this year!
There is a dearth of talent in the Indian banking industry. A testimony to this is the two new CEOs in the private sector -- Sandeep Bakhshi in ICICI Bank Ltd and Amitabh Chaudhry in AXIS Bank Ltd -- have come from the insurance sector, says Tamal Bandyopadhyay.
The Stayzilla episode raises questions over the regulations around the closure of a business, says Sudipto Dey.
Now that the National Pension Scheme offers more choices than the Employees Provident Fund, is more transparent and also allows to choose the level of allocation to equities as investors like, should one switch to the NPS?
A look at the top tweets from your favourite Bollywood celebrities.
Cheteshwar Pujara missed out on a second successive double hundred but his 182 went a long way in Saurashtra piling up a mammoth 570 in their first innings against Gujarat on the second day of the Ranji Trophy.
Ponzi schemes have characteristics that the informed investor can spot easily.
These banks need to build a significant deposit base to start full-fledged banking.
If the changes being considered by the EPFO become a reality, investors may have to be more active in deciding equity preference and when to withdraw money, reports Sanjay Kumar Singh
'If the new rate is lower than your current rate, ask your bank to shift you to it.' 'This can be done by paying a fee of Rs 5,000 to Rs 6,000.'
From your fingerprint to most private images and financial info -- all your privacy is under constant threat from hackers.
Radhika Sharma/PTI catches up with the stars at the international film festival in Goa.
With a new campaign that talks about togetherness, Uber challenges Ola's homegrown narrative.
You may invest even at current market levels provided you have an investment horizon of five years or more.
'Some cases do not get a single hearing for 6 to 8 months, while some have been pending for as long as 8 years.'
Also build a contingency fund equal to 9 to 12 months of expenses.
Shivade then asked if the skeleton finally came out of the ground in many parts. It was difficult not to gasp aloud at that revelation. Bhagat said that was true.
The financial year ending Saturday saw such big-ticket events that set the directional tone for the country's business journey.
Indian Americans are not just shining in the fields of technology, education and management. You can now spot them every where... in politics, in research, in the movies and even on YouTube, says Ignatius Chithelen.Indian Americans are not just shining in the fields of technology, education and management. You can now spot them every where... in politics, in research, in the movies and even on YouTube, says Ignatius Chithelen.
Restrict investment to Rs 50,000 for tax benefits, experts tell Sanjay Kumar Singh, but caution that taxation at maturity and compulsory annuities are dampers.
Taking exception to Health Minister Harsh Vardhan not mentioning the death of healthcare workers due to Covid-19 in his statement in Parliament, the Indian Medical Association has published a list of 382 doctors who died due to the viral disease and demanded that they be treated as "martyrs".
Meet the Big B, a master of (voice) disguises.
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